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A Direct consolidation loan allows you to consolidate multiple federal education loans into a single loan so you’ll have a single loan payment to make each month, instead of three or four or more.

Failing to make , as well as result in late-payment fees, which is why it’s so important you keep up with your payments until your consolidation loan has been finalized.

And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward –- and free.

" Like the federal government, private companies offer the option to consolidate multiple student loans into one.

You can see how your student loans factor into your credit standing by getting Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser.

When you consolidate your loans into one new loan, all your previous student loans are paid off.

Having spent nearly half their lives in the spotlight, Nick Jonas and Demi Lovato know a thing or two about growing pains – whether it’s successfully transitioning out of child stardom or maneuvering run-ins with exes in Hollywood.

As James Corden hilariously reminded the world in his Carpool Karaoke with the singers, both have quite a tangled dating history with their fellow Disney alumni: Jonas once dated Miley Cyrus and Selena Gomez, while Lovato dated Nick’s brother, Joe Jonas.

After his breakup with Disney star Miley Cyrus, Nick got into a relationship with another Disney star, Selena Gomez.

If you have private loans only, or you don’t plan to take advantage of those federal protections, compare refinance lenders to get the lowest possible rate.

Strongly consider lenders that offer the most flexibility on payments and multiple options for forbearance.

We're on your side, even if it means we don't make a cent.

Paying on time, over time, can help you build — or maintain — good credit.

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